Invest in a Sustainable Future
AIO Financial is a fee-only financial planning firm. We do not receive commissions or sell any products so we can be unbiased and work 100% for our clients. We are held to a fiduciary standard.
We work with you on all aspects of your financial plan: investment management, retirement planning, tax planning, estate planning, and insurance analysis.
Independent, Comprehensive, Fee-Only, Fiduciary Standard
We 100% work for you. Our only compensation are our client fees.
No Commissions, No Conflicts
We do not receive any commissions or sell any products. We are completely unbiased and only work 100% for our clients. As fee only financial planners, we are held to a fiduciary standard.
Latest Technology
We believe in staying up to date with the latest technology available to provide the best experience and planning projections to our clients.
Comprehensive
AIO works with you to formulate a unified financial plan that includes all aspects of your financial well-being: asset management, retirement planning, tax planning, estate planning, insurance analysis, and impact investing.
Individualized Planning
Every case requires a unique perspective with a plan that suits the individual. We work with you closely to develop a financial plan made just for you and your goals.
Virtual Service
We primarily provide financial planning services online through virtual zoom meeting. We can meet in person as needed. We are located in Tucson, AZ but travel to our offices in Los Angeles, Las Vegas, Portland, Boulder, and Seattle regularly.
WHAT OUR CLIENTS ARE SAYING ABOUT US?
AIO does a great job at understanding my needs, meeting regularly, and educating me about my financial situation and options. I am so happy I found AIO!
I have nothing but high praise and respect for this company. You are treated with the same care and concern, whether your investment is large or small. Personal and dependable and available, what more can one hope for? 5 stars and then some….
I have been with the AIO team for many years now. The reason? They provide the expertise I need to make investments that suit my needs, age, and future goals. I have felt secure for a long time due to their honest and fair financial services. Today we went over the many sustainable, socially responsible investments which will help fight climate change, offer equality in the workplace, and make our future more democratic.
I have nothing but great things to say about AIO Financial. They do more than just manage my investments. They created a plan that covers all areas of my finances, and it gives me tremendous peace of mind. I highly recommend them to anyone, especially those with a high net worth. They do not get commissions or sell anything, so I know they are always doing what is best for me.
I highly recommend AIO Financial. Bill, Val, Alex, and Luis have always been responsive and have certainly saved us thousands of dollars thanks to their advice. They never push to sell us any products and services and have consistently gone beyond what was expected. I cannot imagine better service.
Sustainable, Responsible, Impact Investing
- EXPERIENCE: We have extensive experience in Sustainable, Responsible, Impact Investing (SRI) and Environmental, Social, Governance (ESG) Investing.
- MAXIMIZE RETURN & IMPACT: SRI is an investment strategy seeking to maximize both financial return and social good.
- IN-LINE WITH VALUES: We help clients invest in-line with their values and make positive changes.
- SRI INCLUDES: screening, shareholder advocacy and community investing.
- EDUCATION: AIO Financial has a podcast that focuses on SRI. We offer a free SRI ebook and course. AIO Financial is a member First Affirmative, USSIF, and Green America.
- EVALUATION TOOLS: We use several programs (YourStake, Ethos, and Morningstar) to evaluate the impact of investments and portfolios.
- WITHOUT SACRIFICING RETURN: You can use ESG factors in your investment decisions without sacrificing return on your investments.
Our Advisors
Investment Pillars
Diversification
Strategic Rebalancing
Low Expense
Tax Minimization / Deferral
In-line with your values
Broad Investment
Options
Because we do not earn commissions and do not sell products, we can meet our clients’ needs using a wide variety of investment vehicles.
We provide individualized investment portfolios based on your risk tolerance and time horizon.
- Exchange Traded Funds (ETF)
- Mutual Funds
- Individual Stocks
- Bonds (corporate, municipal)
- Treasuries and CDs
- Market-Linked CDs
- Alternative Investments
AIO Financial uses the latest
financial planning and
investment tools to provide
the best service possible to our clients.